Mr.Modo RE Calculator

What are you planning today?

Choose a path, enter the numbers you know, and get a clear planning estimate. Your figures stay in this browser session.

Buying or selling?
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Monthly payment estimate

Enter your own price, loan terms, taxes, insurance, and common charges. The payment updates as you type.

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Freddie Mac 30-year fixed average as of Oct 8, 2026. Type to override.

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Enter the annual amount. The result shows its monthly cost.

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Estimated monthly payment
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Planning estimate
Loan amount—
Principal & interest—
Property taxes—
Homeowners insurance—
Flood insurance—
HOA / common charges—
Mortgage insurance—

Planning estimate only, not a loan quote. Actual taxes, insurance, rates, PMI, common charges, and lender fees vary. Ask a licensed lender for an official Loan Estimate and final qualification.

Transfer-tax rate references: New York State and NYC Department of Finance. Rates reviewed September 25, 2026.

New York consumer resources: Fair Housing | Standardized Operating Procedures | Disability Accommodation Rights